Layaway

20% Deposit

Your bag will be reserved until you're ready to take it home.

Interest Free

You pay a one-time admin fee to set up your payment plan.

5 Months

You have up to five months to fully pay for your new-to-you bag.

  • A twenty percent (20%) non-refundable deposit is required as a down payment on all layaway purchases.

    A one-time administration fee, displayed at checkout, is paid to layaway service provider Lay-Buy and is non-refundable.

  • Layaways automatically expire after 5 months. Customer is not entitled to a refund in exchange for defaulting.

  • Payments are automated by Lay-Buy via PayPal setup. If a payment is missed, Lay-Buy will auto-attempt payment twice more.

    Lack of payment following Lay-Buy's attempts with result in a forfeiture of item and all monies attributed toward item.

  • Layaway payments are due in increments of at least 20% of the sales price, due on the same date each month.

  • In the event that the layaway is current and the customer chooses to cancel, the remainder of the deposit monies - less a fee of 20% of the original purchase price for full-priced items, or 40% for sale, clearance, or promotional items - will be issued as store credit.

    Store credit will expire one year from the date of cancellation.

  • Layaways made online must be delivered to the address on the order.

    Pick-up in-store orders require a picture ID matching order name and address for completion.

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Interested in Layaway?


  • Log into your Luxury Exchange customer account — or choose “Check out as guest.”
  • Under the Payment section, select "Put it on Lay-Buy" and enter your billing details.
  • Click "Pay Now" to be redirected to the Lay-Buy payment portal.
  • Choose your deposit amount and review your personalized payment plan.
  • Confirm your selection by choosing "Put it on Lay-Buy" to complete setup.

You may be automatically logged into your Shop account. Try selecting "Check out as guest" to continue.

See our Terms & Conditions for more information.


Visiting Portland?


Swing by our Portland, OR flagship for exclusive layaway deals and tax-free shopping.


Have More Questions?


Have a question or need assistance?

Email us anytime - we’ll respond within 3 business days.

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